Assets and the Poor: New American Welfare Policy Michael Sherraden

ISBN: 9780873326186

Published:

Hardcover

344 pages


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Assets and the Poor: New American Welfare Policy  by  Michael Sherraden

Assets and the Poor: New American Welfare Policy by Michael Sherraden
| Hardcover | PDF, EPUB, FB2, DjVu, audiobook, mp3, ZIP | 344 pages | ISBN: 9780873326186 | 6.56 Mb

This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives throughMoreThis work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency.

It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.



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